Cookie Policy

Introduction

Effective Date: [●]

Last Updated: [●]

This Policy should be read together with the GlocalPe Privacy Policy and Terms & Conditions.

1. WHAT ARE COOKIES?

Cookies are small text files that websites store on your device when you visit them.

Cookies may allow a website to:

• remember your preferences;
• maintain sessions;
• provide security;
• understand how the website is used;
• improve website performance;
• provide relevant functionality;
• measure website traffic.

GlocalPe may also use technologies similar to cookies, including pixels, tags, SDKs, local storage and similar identifiers.

2. WHY GLOCALPE USES COOKIES

GlocalPe may use cookies and similar technologies to:

• operate its website and Services;
• authenticate users;
• maintain secure sessions;
• prevent fraud and abuse;
• remember preferences;
• understand website usage;
• analyse performance;
• improve products and Services;
• troubleshoot technical issues;
• measure the effectiveness of communications and campaigns.

3. TYPES OF COOKIES WE MAY USE

GlocalPe may use the following categories.

3.1 Strictly Necessary Cookies

These cookies are necessary for the website or Service to function.

They may be used for:

• authentication;
• session management;
• security;
• fraud prevention;
• load balancing;
• maintaining user preferences necessary for functionality.

These cookies generally cannot be disabled through the website where doing so would prevent the Service from functioning correctly.

3.2 Functional Cookies

Functional cookies allow GlocalPe to remember choices and preferences.

They may support:

• language preferences;
• region preferences;
• interface settings;
• previously selected options;
• other functionality requested by the user.

3.3 Analytics Cookies

Analytics cookies help GlocalPe understand how users interact with its website.

They may collect information such as:

• pages visited;
• time spent on pages;
• navigation patterns;
• browser or device information;
• approximate geographic information;
• referring pages;
• website performance information.

Analytics information may be used to improve website usability and performance.

3.4 Performance Cookies

Performance technologies may help GlocalPe:

• identify technical problems;
• monitor website performance;
• understand loading times;
• detect errors;
• improve reliability.

3.5 Security and Fraud-Prevention Technologies

GlocalPe may use cookies and similar technologies to help:

• identify suspicious activity;
• prevent automated abuse;
• detect account takeover attempts;
• protect accounts;
• prevent fraudulent transactions;
• protect the integrity of the Services.

These technologies may operate even where non-essential cookies have not been enabled.

3.6 Marketing / Advertising Cookies

Where used, marketing technologies may help GlocalPe:

• measure marketing campaigns;
• understand advertising performance;
• identify whether communications are effective;
• provide relevant promotional content.

GlocalPe will use such technologies subject to applicable law and applicable consent requirements.

4. SESSION AND PERSISTENT COOKIES

Cookies may be either:

Session Cookies

These generally remain on your device only while you are using the website and are removed when the browsing session ends.

Persistent Cookies

These remain on your device for a defined period or until they are deleted.

The duration depends on the purpose of the cookie.

5. FIRST-PARTY COOKIES

First-party cookies are placed directly by GlocalPe or by service providers acting on GlocalPe's behalf.

These may support:

• authentication;
• security;
• website functionality;
• analytics;
• preferences;
• performance.

6. THIRD-PARTY COOKIES

GlocalPe may use third-party technologies provided by service providers.

Third parties may include providers supporting:

• analytics;
• security;
• fraud prevention;
• customer support;
• communications;
• performance monitoring;
• marketing.

Third-party providers may process information according to their own terms and privacy policies, subject to their contractual obligations with GlocalPe and applicable law.

7. THIRD-PARTY SERVICE PROVIDERS

Depending on the Services used, third-party technologies may be provided by:

• analytics providers;
• cloud and infrastructure providers;
• security providers;
• fraud-prevention providers;
• customer-support providers;
• marketing providers;
• other technology providers.

The actual providers used by GlocalPe may change over time.

8. INFORMATION COLLECTED THROUGH COOKIES

Depending on the type of cookie or technology, information may include:

• IP address;
• browser type;
• operating system;
• device type;
• language;
• session identifiers;
• pages visited;
• referring website;
• interaction information;
• timestamps;
• approximate location derived from technical information;
• website performance information.

Cookies generally do not independently identify a person by name. However, information collected through cookies may be capable of being associated with an account or other information already held by GlocalPe.

9. COOKIES AND ACCOUNT SECURITY

Where applicable, cookies may be used to maintain authenticated sessions and help protect accounts.

Users should:

• use supported browsers;
• keep their devices secure;
• log out from shared devices;
• avoid sharing authentication credentials;
• report suspicious account activity.

10. COOKIES AND FRAUD PREVENTION

GlocalPe may use cookies and similar technologies as part of security and fraud-prevention systems.

These technologies may help identify:

• unusual browser activity;
• suspicious sessions;
• automated activity;
• account takeover attempts;
• abnormal access patterns.

Security and fraud-prevention technologies may be treated differently from optional analytics or marketing cookies where necessary to protect the Services.

11. COOKIE CONSENT

Where applicable law requires consent for a particular category of cookies or similar technologies, GlocalPe may request consent before placing or using those technologies.

Consent may be obtained through:

• a cookie banner;
• a consent-management interface;
• browser settings;
• another appropriate mechanism.

Strictly necessary technologies may be used where permitted without consent because they are required to provide the requested Service.

12. MANAGING COOKIE PREFERENCES

Where a cookie preference centre is available, users may manage their preferences through the available controls.

Users may also control cookies through their browser settings.

Most browsers allow users to:

• view cookies;
• delete cookies;
• block cookies;
• restrict cookies;
• receive notifications before cookies are stored.

Disabling certain cookies may affect the functionality or availability of some GlocalPe Services.

13. BROWSER CONTROLS

Cookie controls are available in most modern browsers.

The exact controls differ between browsers and devices.

Users should consult their browser provider's instructions for information about managing cookies.

14. DO-NOT-TRACK SIGNALS

Some browsers provide “Do Not Track” or similar signals.

Because there is currently no universally consistent technical standard for interpreting such signals across all services, GlocalPe may not respond to every such signal in the same manner.

Where applicable law requires a specific response, GlocalPe will comply with the applicable requirement.

15. COOKIE DURATION

The duration of a cookie depends on its purpose.

Cookies may remain active:

• only for the current session;
• for a defined period;
• until deleted by the user;
• for another period permitted by applicable law.

16. CHANGES TO COOKIES

GlocalPe may add, remove or modify cookies and similar technologies as:

• Services evolve;
• technology changes;
• security requirements change;
• analytics requirements change;
• regulatory requirements change;
• third-party providers change.

The cookie categories described in this Policy are therefore not necessarily exhaustive at all times.

17. MOBILE APPLICATIONS

Where GlocalPe provides mobile applications, similar technologies such as:

• SDKs;
• device identifiers;
• local storage;
• application tokens;
• analytics technologies;

may be used.

The applicable Privacy Policy and in-app disclosures will govern the collection and use of information through mobile applications.

18. PAYMENT AND FINANCIAL SERVICES

Cookies are generally used for website and application functionality and are not themselves used to process or authorise financial transactions.

Financial transaction processing may involve separate systems, APIs and financial partners.

19. API SERVICES

Where GlocalPe provides API-based Services, cookies may not be required for the underlying server-to-server API communication.

Separate authentication, security and access mechanisms may apply.

20. INFORMATION SECURITY

GlocalPe uses reasonable technical and organisational measures to protect information associated with cookies and similar technologies.

No internet-based system can be guaranteed to be completely secure.

21. PRIVACY

Information collected through cookies may be processed in accordance with the GlocalPe Privacy Policy.

The Privacy Policy explains:

• information collected;
• purposes of processing;
• sharing of information;
• retention;
• security;
• user rights;
• applicable data-protection practices.

22. INTERNATIONAL PROCESSING

Some service providers used by GlocalPe may operate outside India.

Information collected through cookies or similar technologies may therefore be processed or accessed in other jurisdictions, subject to applicable legal and contractual requirements.

23. THIRD-PARTY PRIVACY POLICIES

Where third-party technologies are used, the relevant provider may have its own privacy policy governing its processing activities.

Users should review the applicable third-party privacy information where appropriate.

24. CHILDREN

GlocalPe's Services are not intended for children where applicable law prohibits such use.

GlocalPe does not knowingly use cookies to intentionally collect personal information from children in violation of applicable law.

25. COOKIE PREFERENCES AND ACCOUNT INFORMATION

Cookie preferences may not necessarily affect information collected through:

• account registration;
• transaction processing;
• KYC/KYB;
• security systems;
• legally required records.

Those activities may be governed by the GlocalPe Privacy Policy and applicable legal requirements independently of cookie preferences.

26. ESSENTIAL SECURITY TECHNOLOGIES

Where disabling a cookie or similar technology would materially compromise:

• account security;
• fraud prevention;
• authentication;
• transaction integrity;
• Service operation,

GlocalPe may continue using the technology where legally permitted.

27. POLICY UPDATES

GlocalPe may update this Cookie Policy from time to time to reflect:

• changes in technology;
• changes in Services;
• changes in third-party providers;
• regulatory developments;
• changes in privacy requirements.

The latest version will be published on the GlocalPe website.

28. CONTACT

For questions concerning cookies or privacy:

Privacy Contact: [●]

Data Protection Contact: [●]

Email: [●]

Grievance Officer: [●]

Registered Office: [●]

Website: [●]

Policy Version: [●]

Effective Date: [●]

Last Updated: [●]